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IT'S ALL ABOUT CUSTOMER SERVICE! Let Steve Acoba, one of Chicago's TOP Realtors, show you why he outperforms the rest! Call today. (773) 968-9107.
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Thanks for visiting the website of one of the top selling agents of ALL Keller Williams offices in the Mid America region! Whether you are looking to sell, buy or invest in Andersonville, Rogers Park, Lakeview, Lincoln Park, Uptown or any Chicago neighborhood, you've come to the right place. Steve is one of Chicago's TOP Realtors! Click the blue box below to begin searching all homes currently listed in the entire Chicago area and suburbs!
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Confidently serving buyers & sellers in these neighborhoods:
Gold Coast, Andersonville, Rogers Park, Lakeview, Lincoln Park, Streeterville, Bowmanville, Edgewater, Uptown, Sheridan Park, West Ridge, Jefferson Park, Portage Park Bucktown, River North, Loop, Millenium Park, South Loop, Printers Row, Lincoln Square, Logan Square, Ravenswood, Wicker Park, Ukrainian Village, East Village, Ravenswood Manor, Boystown, Albany Park, Evanston, Skokie, Lincolnwood, Elmhurst.
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Looking for homes? Search everything the web has to offer, right here! Don't miss my Featured Homes. Need local real estate information? I've summarized much of what is important about the Andersonville, Rogers Park and Gold Coast real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Andersonville, Rogers Park and Gold Coast real estate agent, I have the experience and track record you are looking for. Please let me help. - Steve Acoba  |
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Foreclosures >3. How To Avoid Foreclosure
If you’re behind on your mortgage payments, have no fear. The U.S. Department of Housing and Urban Development has some really good tips what to do to avoid foreclosure.
- Don’t ignore it. The longer you put off your situation and get behind in your finances, the more likely it will be that you will lose your home to foreclosure. As soon as a problem arises...
- Contact your lender. Your lender will be the best resource to help you avoid foreclosure.
- Check your mail. Your lender will send you important information about avoiding foreclosure and also legal documents in the mail. You’re responsible for these documents and will be held accountable for them.
- Know your rights. Make sure you know the ins and outs of your loan documents so that you can be prepared for what your lender can and can’t do. Be sure to also know the foreclosure laws in your state.
- Understand your options. Visit the U.S. Department of Housing and Urban Development website to get informed.
- Contact a HUD-approved housing counselor. Call (800) 569-4287 to talk to someone who can help you understand your options.
- Your house should be a priority. Your house should be your first priority after the health and well being of you and your family. Eliminate any optional spending (cable TV, Internet, etc.) in order to make your house payments.
- Use your assets. If you have assets (expensive jewelry, a car, etc.) you can sell those and use the cash you gain to help reinstate your loan.
- Stay away from foreclosure prevention companies. These companies will charge you outrageous fees to contact your lender and negotiate your loan. Just save your money and put that toward your mortgage.
- Watch out for foreclosure recovery scams. Some firms may claim to stop the foreclosure process for you immediately and require you to sign your life away for them to do so. Consult your HUD-approved counselor before signing anything.
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What is a Buyer Broker?
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A buyer broker represents buyers, helping them to find the best property and negotiate the best purchase price and terms.
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