Andersonville, Rogers Park and Gold Coast real estate and homes for sale in Illinois, Condos/Condominiums, Luxury - Steve Acoba, REALTOR® Steve Acoba REALTOR(r) for Andersonville, Rogers Park and Gold Coast, Illinois real estate, Condos/Condominiums, Luxury - NUMBER1EXPERT™ Steve Acoba NUMBER1EXPERT(tm) for Andersonville, Rogers Park and Gold Coast, Illinois real estate, Condos/Condominiums, Luxury
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Steve Acoba, REALTOR®, real estate agent and broker for Andersonville, Rogers Park and Gold Coast Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)
IT'S ALL ABOUT CUSTOMER SERVICE! Let Steve Acoba, one of Chicago's TOP Realtors, show you why he outperforms the rest! Call today. (773) 968-9107.





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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Steve Acoba is one of The Top Selling Real Estate Experts™
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Thinking About Selling Your Home Yourself?: Andersonville, Rogers Park and Gold Coast Illinois home buying, real estate listings, and homes for sale in Cook County, IL
Welcome > For Sellers > Thinking About Selling Your Home Yourself? ...


There's More to Selling Your Home than a "For Sale" Sign In Your Front Yard: Beware. 

Even if a simple sign in your yard did produce a buyer knocking on your door, how will you handle the following questions: 

"How does your home compare to others like it in Andersonville, Rogers Park and Gold Coast?" 

"How did you determine the fair market value of this property?" 

"What about financing? Can you help?" 

"If I make an offer, who will draw up the paperwork?" 

"Why aren't you using a real estate agent? Is there something wrong with the property?" 

"Since you aren't using a real estate agent, we can take their fee right off the top, right?" 

Selling your home is one of the most important financial transactions you will make in your life. Don't take risks. Selling your home is nothing like selling a car. Every home is different, and every homebuyer wants to offer you as little as possible. How do you determine the real market value? 

Almost all homes are sold using a real estate agent. As a top real estate professional, it is my job to help you negotiate with all those buyers who want something for nothing. Not to mention preparing your home for sale, marketing it locally in Andersonville, Rogers Park and Gold Coast and even nationally, and guiding you through the complex paperwork and pitfalls of escrow and closing. Make sure you are really ready to handle all of that before pounding that sign into your front yard. Errors can be extremely costly. 

Remember: Buyers want to offer you as close to nothing as possible! While that "For Sale By Owner" sign might sound like a good idea, it usually means a different thing to buyers: "Try to steal this one." 

If you must sell your own home, at least let me give you a sense of its true market value. Tell me a bit about your home, and I'll do a quick Comparative Market Analysis and let you know what I feel it is worth. I'll also describe, as an experienced, top Andersonville, Rogers Park and Gold Coast real estate agent, how I would market your property. This is free, with no strings attached. 

Don't price your home by yourself! It's my job to analyze the Andersonville, Rogers Park and Gold Coast market and determine the true value of your property. It's FREE and without obligation... 

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Real Estate Tips
Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

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Real Estate Trivia
Q 
What does the common acronym FSBO (pronounced fizzbo) stand for?

A 
For Sale By Owner. (Between 85 to 95% of existing homes are sold with a Realtor's help.)
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Steve Acoba, REALTOR®, real estate agent and broker for Andersonville, Rogers Park and Gold Coast Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Steve Acoba
Keller Williams Realty

2106 N. Clark Street
Chicago, IL 60614
Phone: 773-968-9107
Main Phone: 773-968-9107
eFax: 206-339-3239
Email: steveacoba@ameritech.net

Steve is among the top agents of ALL the Keller Williams offices in Midwest Region. Every year since beginning his real estate career he has been recognized as a TOP Producing agent by the Chicago Association of Realtors. He is on track for another top selling year in 2010. With over 15 years of corporate sales experience with a Global 100 company and Keller Williams Realty, he understands and utilizes best practices to continually grow his business. He is dedicated to making your new home purchase or existing home sale as stress-free and trouble-free as possible. Over 95% of his business comes from referrals from past clients! Steve is conversationally fluent in French and Japanese and is also now learning Mandarin Chinese.

His objectives are simple: 1) find buyers the perfect home at the best price and 2) get his sellers the best price in the shortest time possible. His thorough market knowledge, ability to understand his clients’ needs and wants, honed negotiating skills, professionalism, and tech-savvy are why he boasts a 100% client satisfaction rating. He will EXCEED your expectations and become your “Realtor for Life.”


            

Keller Williams Realty real estate and homes for sale in Andersonville, Rogers Park and Gold Coast Illinois

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