Andersonville, Rogers Park and Gold Coast real estate and homes for sale in Illinois, Condos/Condominiums, Luxury - Steve Acoba, REALTOR® Steve Acoba REALTOR(r) for Andersonville, Rogers Park and Gold Coast, Illinois real estate, Condos/Condominiums, Luxury - NUMBER1EXPERT™ Steve Acoba NUMBER1EXPERT(tm) for Andersonville, Rogers Park and Gold Coast, Illinois real estate, Condos/Condominiums, Luxury
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Steve Acoba, REALTOR®, real estate agent and broker for Andersonville, Rogers Park and Gold Coast Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)
IT'S ALL ABOUT CUSTOMER SERVICE! Let Steve Acoba, one of Chicago's TOP Realtors, show you why he outperforms the rest! Call today. (773) 968-9107.





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Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Real Estate Trivia
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Where in the United States will you find the largest concentration of million-dollar homes?

A 
There are almost 314,000 million-dollar homes in the United States, and 41% of these are located in California.
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Steve Acoba, REALTOR®, real estate agent and broker for Andersonville, Rogers Park and Gold Coast Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Steve Acoba
Keller Williams Realty

Chicago, IL
Phone: 773-968-9107
Main Phone: 773-968-9107
eFax: 206-339-3239
Email: steveacoba@ameritech.net

Steve is among the top agents of ALL the Keller Williams offices in Midwest Region. Every year since beginning his real estate career he has been recognized as a TOP Producing agent by the Chicago Association of Realtors. He is on track for another top selling year in 2010. With over 15 years of corporate sales experience with a Global 100 company and Keller Williams Realty, he understands and utilizes best practices to continually grow his business. He is dedicated to making your new home purchase or existing home sale as stress-free and trouble-free as possible. Over 95% of his business comes from referrals from past clients! Steve is conversationally fluent in French and Japanese and is also now learning Mandarin Chinese.

His objectives are simple: 1) find buyers the perfect home at the best price and 2) get his sellers the best price in the shortest time possible. His thorough market knowledge, ability to understand his clients’ needs and wants, honed negotiating skills, professionalism, and tech-savvy are why he boasts a 100% client satisfaction rating. He will EXCEED your expectations and become your “Realtor for Life.”


            

Keller Williams Realty real estate and homes for sale in Andersonville, Rogers Park and Gold Coast Illinois

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