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IT'S ALL ABOUT CUSTOMER SERVICE! Let Steve Acoba, one of Chicago's TOP Realtors, show you why he outperforms the rest! Call today. (773) 968-9107.
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Find Out About the Latest Homes for Sale First! I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
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Compare three mortgages at one time.
Download TripleCalc now. It's free.
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* * See Steve on HGTV's House Hunters * *
Part 1 Part 2 (For best viewing click "watch in high quality")
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Thanks for visiting the website of one of the top selling agents of ALL Keller Williams offices in the Mid America region! Whether you are looking to sell, buy or invest in Andersonville, Rogers Park, Lakeview, Lincoln Park, Uptown or any Chicago neighborhood, you've come to the right place. Steve is one of Chicago's TOP Realtors! Click the blue box below to begin searching all homes currently listed in the entire Chicago area and suburbs!
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Confidently serving buyers & sellers in these neighborhoods:
Gold Coast, Andersonville, Rogers Park, Lakeview, Lincoln Park, Streeterville, Bowmanville, Edgewater, Uptown, Sheridan Park, West Ridge, Jefferson Park, Portage Park Bucktown, River North, Loop, Millenium Park, South Loop, Printers Row, Lincoln Square, Logan Square, Ravenswood, Wicker Park, Ukrainian Village, East Village, Ravenswood Manor, Boystown, Albany Park, Evanston, Skokie, Lincolnwood, Elmhurst.
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Looking for homes? Search everything the web has to offer, right here! Don't miss my Featured Homes. Need local real estate information? I've summarized much of what is important about the Andersonville, Rogers Park and Gold Coast real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Andersonville, Rogers Park and Gold Coast real estate agent, I have the experience and track record you are looking for. Please let me help. - Steve Acoba  |
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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Legend has it that when Brigham Young first saw this city in 1847, he exclaimed: "This is the place!"
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Salt Lake City, Utah. |
See More Real Estate Trivia > |
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